![]() Why Did Chase Reject My Credit Card Application? For example, if you are approved for the Chase Sapphire Preferred® Card, the bank will also provide you with the account information that you can upload to your digital wallet. As soon as you do, you will be able to make transactions.įor some cards, though, you don’t have to wait for the card to arrive in the mail. You can complete this process over the phone or on the website. When you receive your card, you’ll also get instructions for how to activate your account. If you haven’t received the card after a couple weeks, call or visit a local branch office to find out what might have gone wrong and rectify the problem. When you are approved for a Chase credit card, you should typically receive your card in the mail within 7 to 10 business days. When Can I Start Using My Chase Credit Card? Log in to your account and look for “application status.” Click the button to find out if there has been an update. If you are a current Chase customer, you can also check your application status online. You can check the status of your Chase credit card application by calling the bank’s application status line at 88. If you do not receive a quick online message from Chase indicating whether or not your application has been approved, take action. How To Check Chase Credit Card Application Status It will arrive in both a mailed letter and an email. If you mailed in your application, you should receive a decision from Chase within a few weeks. They may even request additional information, such as proof of income, before granting final approval. Chase may review your application manually to be absolutely certain that you meet all the criteria. However, if you are applying for specialty credit cards-such as business or student cards, or credit cards that require especially high credit scores-you may experience a delay, even when applying online. Nearly instantaneous approvals are possible because the bank automatically cross checks your credit scores and financial data you provide against what the account requires. How Long Does Chase Take To Approve Credit Card Applications?Īll credit card issuers are required to respond to credit applications with an approval or denial within 30 days.Īccording to Chase, if you submit an application for an average Visa or Mastercard online, it’s possible to receive approval in minutes. Social Security number or Individual Tax ID number. ![]()
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